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Careers Page

When you join our team, take pride in knowing that your work positively impacts others. We offer a space where self-starters, problem solvers and entrepreneurial spirits excel.

Privacy Policy About Us

Our Commitment to YouTowneBank Mortgage, a division of TowneBank, values you as a member and recognizes the importance of protecting your financial information. We are committed to protecting the privacy, confidentiality and security of your financia...

Top Quality in Secondary Article

Top Quality in SecondaryWe understand that one mortgage solution doesn’t fit every client. We are proud to offer a wide variety of loan products, competitive interest rates and out-of-the-box underwriting to our clients and partners. Our team ...

Fannie Mae Offering Multifamily Homes Starting at 5% Down Article

Exciting news for home buyers and investors!Fannie Mae has just announced a game changing policy that will allow for a reduced 5% down payment on owner occupied 2-, 3-, and 4-unit multifamily homes.This means that purchasing a multi-family home is no...

VA Home Loans Page

A Veterans Affair (VA) Loan is a home loan designed to help finance homes for Veterans, eligible members of the military, and some surviving spouses. Backed by the government, the VA Loan offers flexible lending guidelines for military members, veter...

Loan Process Dos and Don'ts Page

DOContinue making mortgage or rent paymentsStay current on all existing accountsContinue working at current employerKeep the same insurance companyContinue living at current residenceContinue to use credit as normalCall your loan officer if you have ...

Tasting Wine & Loan Design Article

Tasting Wine & Loan DesignA good wine has a smooth finish just like closing your loan with a local lender. Other similarities? Taste in wine is unique to each individual, just like your loan. No two customers are the same, just like no two vintag...

Location vs. Dream Home: Finding the Perfect Balance for Your Budget Article

The search for the perfect home is an exciting journey filled with dreams of spacious kitchens, cozy living rooms, and backyard oasis. However, the reality is that budget constraints often force buyers to make tough choices- especially in today&rsquo...

Refinance Process Page

Step 1: Identify objectives – What would you like to achieve from refinancing your home? Lowering your current interest rate or gaining additional cash for home renovations, investments or life events could all be reasons to refinance.Step...

Refinance Loan Product

Lower your interest rate for reduced monthly paymentsPut the equity in your home toward good useRemove costly Private Mortgage InsuranceShorten your loan term for faster payoffFund home renovationsConvert an adjustable-rate-mortgage to a fixed-rate m...

Rent vs. Own Page

It's important to understand the benefits of owning your home. Purchasing your home can be a big commitment, but it comes with many rewards. Read more about the benefits that come with homeownership:• Never worry about an expiring lease or r...

Partners Page

Career Opportunities Page

When you join our team, take pride in knowing that your work positively impacts others. We offer a space where self-starters, problem solvers and entrepreneurial spirits excel. Competitive benefitsResources needed to succeedAdvanced technologyIn...

Website Accessibility Page

Address: 3 Commercial Place, Suite 1200, Norfolk, VA 23510Telephone:(888) 637-1321 TowneBank Mortgage is committed to providing excellent member service to all people regardless of ability. We want members and visitors to navigate, use, and interac...

Fixed-Rate Mortgage Page

A fixed-rate mortgage is a type of home loan for which the interest rate is set when you take out the loan and it will not change during the term of the loan.How are interest rates determined?Interest is the cost of borrowing funds from a lending ins...

All Categories Page

Towne Talk All CategoriesHome & LifestyleHelpful tips to enhance your home and improve your lifestyle.CareersLearn more about career options and benefits available to you at TowneBank Mortgage.MortgageHelpful tips and information on credit, inter...

Adjustable-Rate Mortgage Page

Adjustable-Rate Mortgages (ARMs) have an interest rate that fluctuates throughout the loan's life. The initial rate is typically lower than comparable fixed-rate offerings, which can make them more appealing. However, that interest rate will...

Your Ultimate Guide to Mortgage Terms Article

Your Ultimate Guide to Mortgage TermsAre you thinking about buying a home? We understand that when it comes to the mortgage process education is key. We work hard to provide each of our clients the knowledge and education they need to help guide them...

Graduating with a 5 Year Plan Article

Graduating with a 5 Year PlanAre you a college graduate living with your parents still? You’re not alone. But it’s nothing to be ashamed about—moving back home can be a great opportunity to find a job and start saving up money ...