About Ben Crooks
Your home purchase is the most important purchase of your life. It's important to me too.
Your home journey deserves more than just a mortgage - it deserves a partner who cares. At TowneBank Mortgage, I go beyond the numbers by setting clear expectations upfront and keeping you and your realtor informed every step of the way. My mission is to empower you with knowledge about our wide range of programs so you can make the smartest financial decision for your family. I'm here to answer your questions, guide you through the process, and make your dream of homeownership a reality. Let's turn your new house into a home - and make you a neighbor!
Why Choose Ben Crooks?
★★★★★
"Ben is an absolute professional and was a joy to work with from start to finish. My partner and I were first-time homebuyers, and he went above and beyond to make a complex process feel manageable and stress-free. He is incredibly knowledgeable and was always available to answer our questions, no matter the time of day. What really set him apart was his ability to be both personable and resourceful. He treated us like family, patiently explaining all of our options and making sure we were comfortable and confident every step of the way. We would recommend him to anyone looking for a mortgage adviser and will definitely be using his services again in the future!"
-Jena G
★★★★★
"Tiffani and Ben provided an excellent refinance experience, especially in a challenging high-rate environment. Ben was knowledgeable, responsive, and transparent throughout the process, and they worked hard to secure the best possible terms. Everything was smooth and well-explained, which made a potentially stressful process feel easy. Highly recommend."
-Chrystie L A
★★★★★
"Ben worked above and beyond through our whole home buying process. He always followed up to make sure our questions were answered in a timely manner. We appreciated all of his hard work and dedication! Thanks Again Ben!!"
-Sarah A R
Client Tools
Ready to take the next step?
Calculate Your Monthly Payment
Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.
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- *Estimated, not including taxes and insurance.
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Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.
* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.
The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 02/12/2026. Read More
Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.
Contact Ben Crooks
Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!
Phone
804-519-3672Areas Ben Serves
I’m available for all your mortgage needs in the following states: