205 search results for loan officer
Reverse Mortgage Loan Product
A reverse mortgage will not affect social security or Medicare benefitsReverse mortgage proceeds are not subject to federal income taxes*Reverse mortgage recipients keep ownership of their homeA reverse mortgage may be subject to credit or income qua...
VA Loan Loan Product
Available to active and retired militaryUp to 100% financing availableNo private mortgage insuranceReasonable credit qualificationsNo early payoff penalties
10 Steps to Homeownership Article
10 Steps to HomeownershipBuying a home should be an exciting milestone! But if you’re a first-time homebuyer, or even if you’ve bought a home in the past, it’s easy to feel overwhelmed by the entire process. That’s why we sat ...
Jumbo Loan Product
Loan amounts exceeding the conventional limitsPrivate mortgage insurance not always requiredAs little as 10% downFinancing available for primary and secondary residences
Don't Fall Victim to These Scary Homebuying Mistakes Article
Don't Fall Victim to These Scary Homebuying MistakesBuying a home doesn't have to be a scary process as long as you choose a trusted local lender, listen to the guidance and advice of your loan officer, and avoid these common homebuying ...
What’s Hot and What’s Not When it Comes to Your Home Financing? Article
What’s Hot and What’s Not When it Comes to Your Home Financing? What’s hot? Getting pre-approved for a mortgage from your local lender.What’s not? Waiting until you’ve put an offer in on a home to get pre-approved. A pre-approval will help you d...
Buy Now, Refinance Later Article
Don't let today's rates stop you from purchasing your dream home. We are offering a future program that may benefit your monthly savings. If you purchase your home now and refinance later once rates lower, you could receive a 1% Lender Credi...
Refinance Process Page
Step 1: Identify objectives – What would you like to achieve from refinancing your home? Lowering your current interest rate or gaining additional cash for home renovations, investments or life events could all be reasons to refinance.Step...
Build Loan Product
Available for primary or secondary residencesJumbo financing availableInterest Only options available during constructionAs little as 5% down on primary residencesFlexible contractor options
Get Your Mortgage at the Speed of Life Article
Get Your Mortgage at the Speed of LifeWhen you’re going through the homebuying process, you want a lender that can work at the “speed of life.” That means technology and communication that allow you to easily apply for a mortgage an...
Conventional Loan Product
Up to 97% financing of your loanStable rate and principle paymentsEasy-to-understand loan termsCompetitive interest rates15 or 30 year terms
Find Your Perfect Loan Match Article
Find Your Perfect Loan MatchThis Valentine’s Day, swipe right on homeownership. If you’re a first-time homebuyer, all the mortgage lingo and terminology can be difficult to decipher. Even if you’re not a first-time buyer, it can sti...
Mortgage Pre-qualification Page
Whether you're looking to buy in two months or two years, it's never too early to start preparing for the mortgage process. But it's hard to prepare when you don't know what qualifications are needed. That's why we put together th...
Home Refinancing Page
Refinancing can help you achieve many of life's goals. Whether you are refinancing to lower your monthly payments, pay your loan off faster, or put your home's equity to good use, let us help you accomplish your dreams.
Excellence in Operations Article
Excellence in OperationsWho is Towne? “When we strive to become better than we are, everything around us becomes better too.” —Paulo Coelho, The AlchemistWe are committed to providing mortgage solutions with the hometown lending to...
Refinance Loan Product
Lower your interest rate for reduced monthly paymentsPut the equity in your home toward good useRemove costly Private Mortgage InsuranceShorten your loan term for faster payoffFund home renovationsConvert an adjustable-rate-mortgage to a fixed-rate m...
USDA Loan Product
Up to 100% financing availableFor moderate-income familiesFlexible credit guidelinesSeller can pay borrower closing costs
How Much Downpayment Do I Need to Buy a Home? Article
How Much Downpayment Do I Need to Buy a Home?Coming up with enough cash for a downpayment is one of the most common struggles among first-time buyers. But did you know that in most cases, you don’t need to put 20% down on a home, especially you...
TowneBank Celebrates 20 Years of Local Lending Article
TowneBank Celebrates 20 Years of Local Lending TowneBank turns 20! That’s right—It’s been two decades since TowneBank first opened its doors to the public in 1999.We’re so thankful for your support throughout the past 20 years and we would not be her...
Employee Spotlight: Lauren Sullivan Article
We sat down with Lauren Sullivan for this month’s Employee Spotlight! Lauren radiates positive energy and can make anyone laugh with her witty humor. She’s the real deal when it comes to finding purpose after college and has paved her own...