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Ben Crooks

Ben Crooks

Senior Loan Officer
804-519-3672

NMLS ID #: 964921

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About Ben Crooks

Your home purchase is the most important purchase of your life. It's important to me too.

I strive to make your mortgage experience exceptional by setting expectations upfront and communicating with you and your realtor throughout the entire process. My goal is to inform and educate you on the different programs that Village Bank Mortgage offers so that together, we can make the best financial decision for you and your family. I am here for you and encourage you to ask questions. I look forward to working with you and making you a neighbor!

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Why Choose Ben Crooks?

★★★★★
“Mr. Crooks is probably one of the best loan officers in Virginia. I had no home buying experience before my home purchase; he walked me through every step and explained everything. I am very grateful for the experience and the knowledge that he has giving me. I highly recommend him for any one or any first time homebuyer." ~Christopher O.

★★★★★
“Ben and his team helped me get my first house. The whole experience was great! He was there for me whenever I had a question. Ben and his team are very professional and I would recommend them to anyone." ~Christina P.

★★★★★
“Ben Crooks was incredible to work with. He was very proactive and positive. He genuinely made an effort to be personal and have my best interest in mind. He went above and beyond in so many ways. 110% effort in everything he does. He is extremely knowledgeable and clearly loves what he does, helping people.” ~Branson R.

Client Tools

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Ready to take the next step?

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Calculate Your Monthly Payment

Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.

Read more about loan types
The selling price of the property.
The percentage of your home's purchase price that is paid upfront.
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The interest rate your banking establishment charges for use of their assets.
The number of years.
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  • Down payment ({{ upfront }}%) {{ toCurrency(down, 0) }}
  • Principal {{ toCurrency(loan, 0) }}
  • Total interest paid {{ toCurrency(interest, 0) }}
  • Total mortgage cost* {{ toCurrency(total, 0) }}
  • *Estimated, not including taxes and insurance.
Monthly Payment
  • Principal & Interest
  • Property Taxes
  • HOI
  • HOA Dues
  • PMI

Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.

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* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.

The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 04/10/2025. Read More

Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.

Contact Ben Crooks

Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!

Address

13305 Midlothian Tpke
Midlothian, VA 23113

Phone

804-519-3672

Areas Ben Serves

I’m available for all your mortgage needs in the following states:

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TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
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TowneBank Mortgage lends in the following states:
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NOTICE TO CONSUMERS REGARDING MARYLAND LENDER LICENSEES: TowneBank Mortgage is licensed to engage in business as a Maryland Mortgage Lender and assigned a unique NMLS identifier number: 512138. The NMLS Consumer Access Website is linked here: https://www.nmlsconsumeraccess.org/

While TowneBank Mortgage offers educational and promotional materials in languages other than English, not all of TowneBank Mortgage's services and documents are available in those languages. All official mortgage documents, such as applications, disclosures, closing documents, etc. will occur in English. If you have questions about the extent of our Non-English language services or would like additional information, please contact marketing@townebankmortgage.com

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