205 search results for loan officer
Big Little Lies on your Mortgage Application Article
If you’re like the majority of home buyers in America, you’ll need to take out a mortgage to purchase your next home. Honesty is always the best policy when it comes to applying for a mortgage. Not everyone has a perfect past when it come...
Tips to Buying a Home While Going Through a Divorce Article
Whether you’ve been through a separation or divorce or know someone that has, it is very tough emotionally, and the last thing anyone needs to worry about is more problems with living arrangements and financing. Yet this is a common cause for c...
Reasons to Use a Local Lender Article
Reasons to Use a Local LenderWhen you’re searching for a mortgage, it can be difficult to know where to start. Your biggest investment should be an exceptional experience. So why not choose exceptional service? Right now, it’s more impor...
Don't Let These Homebuying Fears Haunt You Article
Don't Let These Homebuying Fears Haunt YouAre home buying nightmares stopping you from purchasing a home? If so, then we have good news for you. Most first-time homebuyer fears are unfounded and completely avoidable with the guidance of a trusted...
Preparing for Homeownership Article
Buying a home is a huge milestone, and it’s important to prepare before you dive in headfirst. After all, this is likely the largest investment that you will ever make. The more prepared you are, the more confident you’ll feel in your hom...
Here's How to Finance a Fixer Upper Article
Here's How to Finance a Fixer UpperYou’ve seen it on HGTV shows like Property Brothers or Fixer Upper—experts take an outdated home and make it into the buyer’s dream home—all at a fraction of what it costs to buy new.But is it possible to live out y...
7 Reasons to Become a Homeowner in 2021 Article
7 Reasons to Become a Homeowner in 2021At last, 2020 is over. It’s the start of a new year, and it’s time to make your resolutions. If you’ve been thinking of purchasing your first home, why not make 2021 your year? Here are seven...
Could you Benefit from a Cash-Out Refinance? Article
Looking to make some needed home improvements, add a pool in the backyard, pay for tuition, or take that out-of-country dream trip? Depending on your current situation, accessing money from your home's equity in a cash-out refinance could be a v...
Tax Free Weekend in Virginia Article
Tax Free Weekend in VirginiaIt’s tax-free weekend in Virginia from August 2-4. This 3-day sales tax holiday will begin on Friday at 12:01 am and ends on Sunday at 11:59 pm.During the holiday, you can buy qualifying school supplies, clothing, fo...
All Categories Page
Towne Talk All CategoriesHome & LifestyleHelpful tips to enhance your home and improve your lifestyle.CareersLearn more about career options and benefits available to you at TowneBank Mortgage.MortgageHelpful tips and information on credit, inter...
Home Décor Fit for a President Article
Home Décor Fit for a PresidentOne of the best benefits of homeownership is the ability to put your own personal touch on your home by decorating or renovating it however you want.While the Presidents and First Ladies of the U.S. don’t technical...
Medical Debts to be Removed from Consumer Credit Reports Article
Three of the nation's largest credit bureaus - Experian, Equifax, and Transunion - announced they will be removing nearly 70% of medical debt from consumer credit reports.What does this mean? As of July 1, 2022, paid medical collections were rem...
Application Checklist Page
Now is the time to purchase your dream home, and start investing in your future. Use this checklist to help you keep track of the documents you will need throughout the mortgage process!Valid Driver's License or Military IDAddresses for rental or...
Reverse Mortgage Page
A Reverse Mortgage is a loan that allows a Senior Homeowner to access the cash equity in their home to be used for anything, such as paying for medical needs, daily living expenses, home repairs, travel or simply enhances the quality of their retirem...
9 Easy Ways to Save for a Downpayment Article
9 Easy Ways to Save for a DownpaymentFor many, saving enough for a down payment is the hardest obstacle to overcome while trying to achieve the dream of homeownership. But with a few clever tricks and some dedication, you’ll be on the path towa...
9 Ways to Save for a Down Payment Article
9 Ways to Save for a Down PaymentFor many, saving enough for a down payment is the hardest obstacle to overcome while trying to achieve the dream of homeownership. But with a few clever tricks and some dedication, you’ll be on the path towards homeow...
Steps to Homeownership Page
FIRST-TIME HOMEBUYER GUIDEBuying your first home can be overwhelming. But when you have the right resources professionals by your side, buying a home is a milestone to celebrate rather than a hassle. Follow this guide to get started on the path to ho...
Adjustable-Rate Mortgage Page
Adjustable-Rate Mortgages (ARMs) have an interest rate that fluctuates throughout the loan's life. The initial rate is typically lower than comparable fixed-rate offerings, which can make them more appealing. However, that interest rate will...
Cash-out Refinance Page
Looking to make some needed home improvements, add a pool in the backyard, pay for tuition, or take that out-of-country dream trip?Depending on your current situation, accessing money from your home's equity in a cash-out refinance could be a val...
DID YOU KNOW - A 20% Down Payment is Not Required to Buy a Home Article
Coming up with enough cash for a down payment is one of the most common struggles among first-time buyers. However, in most cases, you don’t need to put 20% down on a home – especially your first home! So how much do you need to put down?...